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Find El Paso auto insurance for less - compare special online rates. Safe drivers can save up to 20%. Get a quote now! Looking for cheap car insurance in El Paso TX? Find out how to qualify for multiple car insurance discounts or more savings by making smart choices about your new policy. Get discounted rates in 3 easy steps - Quote, Compare, and Buy Online!



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The Business Auto Policy, like the PAP, provides for legal liability damages, physical damage, medical treatment payments, uninsured motorists protection, and no-fault Coverage. Liability insurance is provided in Part IV of the policy. This is protection that applies to the ownership, maintenance or use of a covered auto and payment is made for bodily injuries and property damage for which the insured is legally liable. What can this possibly mean? Who is Insured? Persons that are insured while using a covered auto are: (1) the named insured and (2) anyone else using a covered auto that is owned, hired, or borrowed by the named insured. Coverage applies to other persons provided that they are using a covered auto with the permission of the named insured. Covered Autos. Simply stated, autos that are designated as covered autos are described in the declarations by symbols. There are 9 description symbols relating to (1) autos owned by the named insured; (2) autos hired or borrowed by the named insured; and (3) autos not owned or hired by the named insured, but operated by the insured's employees.

Shop for the auto insurance company that offers the best service for the lowest rate. But if you have an even marginal driving record, avoid companies that advertise to high-risk drivers such as DUI or SR22. Their rates are usually more expensive. The State of Texas requires drivers purchase an automobile insurance policy that will pay at least $30,000 if one person is injured in an at-fault collision. Texas motorists must also carry at least $60,000 in insurance to cover multiple people injured in a single accident. In addition, drivers statewide must have at least $25,000 worth of property damage coverage. This is often referred to as 30/60/25 coverage. Save with Cheap Texas Auto Insurance.

The penalties for violating the Texas financial responsibility laws are

     First offense: fine of $175 to $350
     Additional offenses: fine of $350 to $1,000, suspension of your driver's license, and impoundment of your car
     Offense without a driver's license: $2,000 maximum fine, 180 days in jail, or both
     Offense if you cause an accident with serious injuries or death: $4,000 maximum fine, one year in jail, or both.


For additional information on insurance requirements, please view Texas Department of Insurance.



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For more information on El Paso, please go to Official Site for El Paso.

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